Building productswhere AI, finance,and execution meet.
Product designer, business analyst, rapid prototyper.
Turning complexity into systems people can actually use.
Product-minded builder.
Finance-aware. AI-native.
150+ projects through Rutkowski Creative — startups, NGOs, brands. Early proof that every business is a communication, operational, and positioning problem at once.
At Partners Banka, the lens sharpened. Advanced product communication, UX flow design, and fintech research inside a regulated environment built intuition for how trust is constructed inside complex systems.
HackNation 2025 winner— MFA “Scenarios of Tomorrow” challenge, 3-person team, one of Poland’s biggest public hackathon environments. Proof that execution holds under pressure.
The work across scales.
Founder projects. Client work. AI experiments. Operational systems. Together they form a coherent picture: building at the intersection of commercial reality, product clarity, and future-facing technology.
BLO Finance
Co-founder
Cross-border banking accessibility and digital identity in the EU. Comparison engine spanning 96 banks and 360+ offers.
Partners Banka
Banking Research & UX Intern
Advanced banking product communication, UX flow design, and fintech research and analysis inside a regulated institutional environment.
Rutkowski Creative
Founder
150+ projects across branding, visual systems, photography, video, and marketing for startups, NGOs, and hospitality brands.
eJazdy
Product Builder
Workflow software that removes scheduling friction from driving schools — reducing student phone calls by up to 70%.
AI Prototypes
Builder
Working MVPs, automations, and rapid idea validation. Concept to prototype in hours, not months.
Econverse
Creative & Marketing
Startup ecosystem production, campaign coordination, media, and startup competition environments.
Proof of depth.
Competitive Proof · Pressure · Execution
Performing under pressure in public.
Won HackNation 2025 — one of Poland's biggest public hackathon environments — with a 3-person team. The challenge was set by the Ministry of Foreign Affairs under the "Scenarios of Tomorrow" track. The win proves I can compress the entire product equation into a tight frame: idea quality, speed of execution, adaptability, and making decisions with incomplete information.
“I can turn pressure into output.”
Institutional · Research · UX
How clarity creates trust in regulated products.
Direct exposure to banking operations. Advanced product communication to clients, UX flow design, and fintech and banking product research and analysis — translating institutional complexity into experiences people can actually understand and trust.
“In finance, better UX is not decoration. It is part of how trust is built.”
Fintech · Strategy · Product
Designing a fintech thesis, not just an interface.
Analysis of 96 banks and 360+ offers. Cross-border banking accessibility, European digital identity, and business model thinking from first principles.
“I don't approach fintech as a style. I approach it as a system.”
SaaS · Workflow · Automation
Reducing operational friction through product logic.
A scheduling system for driving schools. Students book independently, instructors manage availability, the system handles the rest. Up to 70% fewer phone calls.
“The best software quietly eliminates a hidden operational tax.”
AI · Speed · MVPs
Building before the market catches up.
Working prototypes — not mockups. Web apps, mobile concepts, automations, internal tools. Validated in hours, not months.
“I prototype at the speed of emerging opportunity.”
Strategy, AI, design, and business thinking — as one.
I am interested in the point where clarity becomes advantage. Where a better workflow changes unit economics. Where better communication changes trust. Where faster prototyping changes what a small team can build. Where finance, product, and AI stop competing for attention and start working as one system.
Business Analysis
Looking beyond screens — asking whether the product logic actually works.
UX Research
Reducing ambiguity by observing behavior and structure, not guessing.
AI-Native Workflow
Compressing time and iteration cycles without lowering quality.
Product Architecture
Turning rough concepts into credible systems and working MVPs.
Finance Awareness
Trust, regulation, incentives, and timing — all part of the design.
Speed Under Pressure
Founder stamina. Operating with intensity while protecting quality.
Some people bring design.
Some bring analysis.
Some bring code.
Some bring founder energy.
I work at the point
where these overlap.
Dawid Rutkowski
Product Builder
© 2026 Dawid Rutkowski